Travel Insurance
We strongly recommend that you obtain comprehensive travel and medical insurance before travelling to Botswana. You should check any exclusions and that your policy covers you for all the activities you want to undertake.
What should your travel insurance policy cover
- medical and health cover for an injury or sudden illness abroad
- 24 hour emergency service and assistance
- personal liability cover in case you’re sued for causing injury or damaging property
- lost and stolen possessions cover
- cancellation and curtailment (cutting short your trip) cover
- extra cover for activities that are commonly excluded from standard policies, such as jet skiing.
The policy should cover the whole time that you’re away.
Your policy may also have:
- personal accident cover
- legal expenses cover
- financial protection if your airline goes bankrupt before or during your trip.
Cancelling or cutting a trip short
A good insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what you’re covered for:
- accident
- illness
- pregnancy (unknown when you buy the policy)
- jury service or witness summons
- home emergency: fire, storm or flood, burglary
- redundancy
- strikes
- bad weather – affects the departure of flights and ships.
Ensure your policy:
- will refund the full cost of your holiday
- pays out if you need to cancel or cut short a trip because you fall ill for example
- covers pre-paid expenses such as excursions
- covers extra costs incurred to get home
Lost baggage on flights
Do not rely on compensation from an airline if it loses your luggage. By law, airlines only have to pay a specified minimum value per kilo of lost luggage. This is unlikely to cover the full value of your things.
